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A term deposit is a type of deposit where you agree to keep your money with our financial institution for a set period. During this time, you earn a fixed interest rate, that is determined by the length of the deposit. You can choose to receive interest payments monthly, quarterly, semi-annually, annually or at the end of the term. Please note that opting for monthly payments may slightly reduce the interest rate by 0.3% from stated interest rates.

LTL Kredito unija is a participant in the deposit insurance system of the Republic of Lithuania (Article 10(1) of the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania). The amount of deposit insurance is equal to the amount of the depositor’s eligible insurable deposits in the LTL Kredito unija on the date of the insured event, but may not exceed 100 000 EUR, except for the exceptions provided for in the Law. Detailed information on the terms and conditions of deposit insurance and the cases when deposits are not insured and when limitations on the payment of deposit insurance benefits are applicable is available on the website of the Public institution “Deposit and Investment Insurance” at www.iidraudimas.lt. For basic information on deposit protection, click here.

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