1. Rates for legal entities, except financial institutions
1.1. Accounts for legal entities, except financial institutions
Fee for data verification during the customer identification and identification process
300 EUR
Opening a current account
Free of charge
Current account administration/management*
5 EUR/month
* If the customer has at least one active credit product with the LTL - no fee applies
Fee for keeping cash balances on account
0% / 360 d.
Account statement upon collection at a credit union branch:
- current and previous month
10 EUR
- for the other months of the current year
15 EUR
- for each previous year
30 EUR
Online statement of account
Free of charge
Current account closure
10 EUR
1.2. Money transfer at the customer service department for legal entities, except for financial institutions:
To the recipient's account at the LTL
5 EUR
Payment between your accounts in the credit union
5 EUR
Payments in the euro area (SEPA)
5 EUR
Compulsory decommitment
5 EUR
Payment cancellation
10 EUR
1.3. Online money transfers to legal entities, except for financial institutions:
Outgoing payments
Between accounts in the credit union
Free of charge
Payments in the euro area (SEPA)
0,50 EUR
Compulsory decommitment
5 EUR
Payment cancellation
10 EUR
Incoming payments
Between accounts in the credit union
Free of charge
Payments in the euro area (SEPA)
Free of charge
Returning a payment received in the euro area (SEPA)
10 EUR
2. Fees for financial institutions
2.1. Accounts for financial institutions:
Fee for data verification during the customer identification and identification process
From 500 EUR
Opening a current account
250 EUR
Funds custody account (deposit account)*
Free of charge
* A custody account may be opened if the customer has a current account with the LTL, which is subject to the relevant fees approved by the LTL and is debited with the fees related to the custody account service
Current account administration/management
25 EUR/month
Administration/management of the custody account (depository account)
200 EUR/month
Fee for keeping cash balances on account
0% / 360 d.
Account statement upon collection at a credit union branch:
- current and previous month
10 EUR
- for the other months of the current year
10 EUR
- for each previous year
20 EUR
Online statement of account
Free of charge
Current account closure
Free of charge
Closure of a custody account (deposit account)
Free of charge
2.2. Money transfer at the customer service department to financial institutions:
To the recipient's account at the LTL
5 EUR
Payments in the euro area (SEPA)
5 EUR
Compulsory decommitment
5 EUR
Payment cancellation
25 EUR
2.3. Online money transfers to financial institutions:
Outgoing payments
Between accounts in the credit union
Free of charge
Payments in the euro area (SEPA)
0,50 EUR
Compulsory decommitment
5 EUR
Payment cancellation
20 EUR
Incoming payments
Between accounts in the credit union
Free of charge
Payments in the euro area (SEPA)
Free of charge
Returning a payment received in the euro area (SEPA)
25 EUR
3. International money transfer at the customer service department (applies to all legal entities):
Payments outside the euro area (outside the SEPA payment network)
The service is not available
4. International money transfer (applies to all legal entities):
Payments outside the euro area (outside the SEPA payment network)
The service is not available
5. Cash transactions (applies to all legal entities):
Cash deposit to your current account, EUR
0,50% of the amount deposited. Not applicable up to 1000 EUR/month.
Grynųjų pinigų įnešimas į kito asmens einamąją sąskaitą, EUR
1,00% of the amount deposited. Not applicable up to 1000 EUR/month.
Cash payment
2,00% on the amount
Penalty for failing to collect ordered funds in cash on the specified date
0,50% on the amount of cash ordered
6. Credit service fees (applicable to all legal entities):
Credit interest rate
According to the terms of the credit agreement, from 8% (consumer loans)
Credit agreement conclusion fee
From 1.00% of the loan amount, min. 400 EUR
Changing the terms of a credit agreement
From 0.50% of the amount of the existing credit balance, min. 300 EUR
Transferring a loan agreement in the name of another person/company
According to the credit agreement
Commitment fee
2.50% of the unused credit amount
Late fees
0,05% for each day overdue
Loan administration fee (recurring)
Not applicable
Credit disbursement fee when credit is disbursed in instalments*
20 EUR for each partial drawdown
*Tax is waived when the full amount of the credit is disbursed in one payment
Changing the due date for credit instalments and/or interest (by the customer initiative)
100 EUR
Charge for early repayment of credit or part thereof
2% unless otherwise specified in the credit agreement
Fee for granting consent to a second charge
1.00% of the credit balance, min EUR 300
Deregistration of a mortgage
150 EUR
Valuation of the assets pledged to the LTL by an independent asset appraiser*
Based on independent valuers' fees
* In the case of a LTL commissioning an independent valuation of the pledged/collateralised asset appraisal, the client shall reimburse the cost of the appraisal
Internal valuation fee for assets pledged to a LTL
–
Analysis and evaluation of the lending project*
0.50% of the amount of credit requested, min. 500 EUR
* In the event that a loan is granted to a client, the fee paid by the client is included in the total amount of the credit agreement conclusion fee.
Extract from the central database of the Real Estate Register
30 EUR
Sending a default notice
30 EUR for each reminder, 100 EUR for notice of termination of contract
Sending repeated notifications for non-compliance
–
7. Preparation of the certificate in Lithuanian:
Certificates (consents, permits, approvals, etc.) relating to related to the credit agreement/ related to the collateral/security Issuance of documents related to collateral (for services for which there is no separate fee)
From 200 EUR, unless otherwise specified in the credit agreement.
Other authorisations/agreements not related to the essential terms of the contract and/or collateral/collateral operations (for services for which there is no separate fee)
100 EUR
8. Provision of a guarantee:
From 0,1% of the guaranteed amount, min. 350 EUR (only with pledge of funds), if the guarantee is up to 1 year, over 1 year, additional annual interest of 1% is applied.
Guarantee from Union (loan) funds - credit facilities apply fees for the conclusion of the agreement, amendment of the terms and conditions.
Administration of a claim for payment under a guarantee
0,2% of the amount, min 150 EUR
Other services:
Sending documents by courier
5 EUR
Copies / transcripts of documents
From 5 EUR/piece.
Copies / transcripts of the documents from the archive
50 EUR/piece + actual credit union costs for archive services
Translation of certificates/agreements into a foreign language (if available)
30 EUR + actual credit union costs of purchasing translation services
Fund administration fee when, upon termination of business relations and/or closure of a current account, the client does not transfer funds to other accounts
20 EUR/month
Preparation of information for third parties (auditors, notaries, etc.)
50 EUR
